Savings Accounts

Savings Account Minimum Balance Specifications
Passbook Savings $100
  • Competitive rate to maximize your return
  • Fees could reduce the earnings on the account
  • $5.00 service charge if balance falls below $100
  • $5.00 excess withdrawal fee
    (Maximum of 6 withdrawals per month excluding ATM, ACH, & Auto Transfer transactions)
  • Free Internet Banking upon registration
Relationship Savings

Cover overdrafts on your checking account with an Automated Transfer in an increment of your choice
$300
  • Competitive rate
  • Fees could reduce the earnings on the account
  • $5.00 service charge if balance falls below $300
  • $10.00 ATS fee (per transfer)
    (ATS=Automated Transfer System for overdrafts/NSF)
  • $5.00 excess withdrawal fee
    (Maximum of 2 withdrawals per month excluding ATM, ACH, & Auto Transfer transactions)
  • Requires a Bedford Loan & Deposit Bank Checking account
  • Various ATS increment choices available
  • Free Internet Banking upon registration
Christmas Club $1.00
  • 6.00 penalty for early withdrawal
  • Enrollment begins November 1st of each year and ends no later than October 20th of each year.
  • Free Internet Banking upon registration

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